Royal Enfield Hunter 350 EMI Calculator
The Royal Enfield Hunter 350 is a motorcycle that beautifully marries old-school charm with modern-day performance. It’s a bike that doesn’t just look good but feels great to ride, whether you’re navigating city streets or cruising down the highway. In this article, we’ll take a closer look at what makes the Hunter 350 special and break down how to calculate its Equated Monthly Installments (EMI) so you can plan your purchase without any surprise.
What Makes the Royal Enfield Hunter 350 Stand Out?
Engine and Performance
The Hunter 350 is powered by a 349cc single-cylinder, 4-stroke engine that churns out 20.2 BHP and 27 Nm of torque. It’s a setup that’s perfect for both daily commutes and longer rides, giving you just the right balance of power and control. Whether you’re zipping through traffic or hitting the open road, this bike won’t let you down.
Design and Build
Weighing in at around 181 kg with a seat height of 790 mm, the Hunter 350 is designed for comfort. It’s not too heavy, not too light—just right for most riders. The 13-liter fuel tank means fewer stops at the pump, so you can focus on enjoying the ride.
Braking and Safety
Safety is a big deal, and the Hunter 350 doesn’t skimp on it. It comes with a 300 mm front disc and a 270 mm rear disc, both paired with an anti-lock braking system (ABS). This setup ensures you get reliable stopping power, no matter the road conditions.
Wheels and Tires
The bike rolls on 17-inch cast alloy wheels fitted with tubeless tires. Not only do they look good, but they also make handling easier and reduce the risk of sudden flats. It’s a small detail that makes a big difference.
Understanding EMI for the Royal Enfield Hunter 350
Buying a motorcycle is a big decision, and figuring out how much it’ll cost you every month is a key part of the process. The EMI depends on a few factors: the loan amount, interest rate, down payment, and loan tenure. Let’s break it down.
Ex-Showroom Price
The base price of the Hunter 350 starts at ₹1,49,900. That’s the starting point, but there’s more to consider.
On-Road Price
This includes the ex-showroom price plus additional costs like registration, insurance, and other charges. For example, in Delhi, the on-road price comes to around ₹1,57,189.
Down Payment
This is the amount you pay upfront. Let’s say you put down ₹10,000—your loan amount would then be ₹1,47,189 (₹1,57,189 minus ₹10,000).
Interest Rate and Tenure
Assuming an annual interest rate of 9.45% and a loan tenure of 36 months, you can calculate your EMI using this formula:
EMI = [P x R x (1+R)^N] / [(1+R)^N-1]
Where:
- P = Principal loan amount
- R = Monthly interest rate (annual rate divided by 12 and then by 100)
- N = Loan tenure in months
Plugging in the numbers:
For a loan amount of ₹1,47,189, the EMI comes out to approximately ₹5,032 per month.
How to Use the EMI Calculator
To make things easier, you can use an EMI calculator. It’s a handy tool that lets you plug in your details and get an instant estimate of your monthly payments. Here’s how it works:
- On-Road Price: Enter the total cost of the bike, including all charges.
- Down Payment: Add the amount you’re paying upfront.
- Loan Tenure: Choose how long you want to repay the loan (in months).
- Interest Rate: Input the annual interest rate offered by your lender.
Once you’ve filled in these details, the calculator will give you an estimated EMI. It’s a quick and easy way to plan your finances.
The Royal Enfield Hunter 350 is more than just a motorcycle—it’s a statement. With its classic design, reliable performance, and modern features, it’s a bike that appeals to both new riders and seasoned enthusiasts. And by understanding the EMI process, you can make your dream of owning this beauty a reality without breaking the bank. So, whether you’re hitting the road or just dreaming about it, the Hunter 350 is ready to take you places.